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Posted on July 8, 2016
by matt

A Sneak Peak Into the 2017 Health Insurance Open Enrollment!

The 2017 Open Enrollment Period

The 2017 Open Enrollment Period will begin on Nov. 1, 2016 and end on Jan. 31, 2017.

Consumers enrolling between Nov. 1, 2016 and Dec. 15, 2016, will have a coverage effective date of Jan. 1, 2017.

Consumers enrolling between Dec. 16, 2016 and Jan. 15, 2017, will have a coverage effective date of Feb. 1, 2017.

Consumers enrolling between Jan. 16, 2017 and Jan. 31, 2017, will have a coverage effective date of Mar. 1, 2017.

Annual Renewal Notices

One month prior to Open Enrollment, consumers who are currently enrolled through Maryland Health Connection will receive an Annual Renewal Notice.  The Annual Renewal Notice will state that the consumer is either eligible or ineligible for automatic renewal.  If the consumer is ineligible for automatic renewal, they will need to complete a new application for coverage during the Open Enrollment Period, consumers can do this by using the Report a Change option in their Maryland Health Connection account.  United Healthcare consumers will not be eligible for automatic renewal.  See below for additional information about these consumers.

 

If the consumer is eligible for automatic renewal, the Annual Renewal Notice will list the current coverage and the consumers eligibility for coverage for 2017, assuming no additional changes are reported.  If eligible for automatic renewal, the consumer will have three options:

    • If the consumer has no changes to report and is satisfied with their current plan, the consumer coverage will automatically renew without further action.  However, it is always advisable for consumers to review the information in their application and the available plans to determine if their information is correct or if another plan would better meet their needs and budget. Consumers can review their renewal application starting on November 1 by logging into their Maryland Health Connection account and clicking Me and My Household, then View Application Details.  Consumers can browse plans at using the anonymous browsing feature.

https://secure.marylandhealthconnection.gov/AHCT/LandingPageCTHIX

  • If the consumer has changes to report or would like to shop for a different plan, the consumer will need to select Report a Change from their online account to report changes or shop for and select a different plan.
  • If a consumer who is otherwise eligible for automatic renewal does not want 2017 coverage through Maryland Health Connection, the consumer will need to terminate their coverage before December 31.  Requests for termination made after December 31 will be effective the end of the month in which the request is made (request in January, term January 31; request in February, term Feb 28; and so forth).  Until coverage is terminated, consumers will continue to be billed for coverage.  The consumer can End My Current Coverage from their online account.

UnitedHealthcare

UnitedHealthcare will not offer plans on Maryland Health Connection for 2017.  All current UHC plans will expire on December 31.  UHC consumers will receive a special renewal notice, describing the impact of carrier withdrawal from the marketplace and advising consumers on next steps. Consumers currently enrolled in UnitedHealthcare plans will not be eligible for automatic renewal, nor will they be cross-walked into similar plans.  Instead, all consumers currently enrolled in UnitedHealthcare plans will need to re-enroll during the 2017 Open Enrollment Period using the Report a Change function in their Maryland Health Connection account.  In order to avoid gaps in coverage, it is very important that UHC consumers shop and select a new plan prior to December 15 to ensure January 1 coverage.

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