Why Should I Choose BMC Insurance?

We are an Independent Insurance Broker based in Frederick, Maryland, but we also service Pennsylvania, Virginia, West Virginia, DC, North Carolina, and South Carolina. 

What does being an Independent Insurance Broker mean for me? 

It means we partner with over 45 insurance carriers across all of our departments. Access to all of these carriers means we can help you find the best fit for you and your business. It also means if you get an increase at renewal or things change, we can re-shop your policy for you and save you all of the hassle of having to do that yourself! It also means we work with you and advocate for you, rather than the insurance carrier, if any issues come up.


Independent Insurance Broker in Frederick, Maryland

As an Independent Insurance Broker, we have the freedom to choose the best carrier for each client. You are not limited to a single company, and we can shop around for the best rates and coverage for you. This gives you an advantage over traditional insurance agents, who are tied to a single company. As an Independent Agent, we also have the ability to offer multiple types of insurance policies from different carriers or we can bundle them all together for a discount. This gives you more options and allows us to find the perfect policy for your needs.

Being an Independent Insurance Broker also means that we have a vested interest in our clients’ success. Their success is our success. When they do well, we do well. This alignment of interests creates a relationship of trust and mutual respect.

How can I get all of my insurance needs covered in one place?

BMC Insurance is a one-stop-shop for getting your insurance policies covered. What does that really mean though? It means that we can help you insure your personal property like vehicles or your home, help you set up a life insurance policy for you or a loved one, and help you choose the right individual health insurance policy if you need it. 

If you also own a business, we can also set you up with business insurance and group benefits plans.  From workers’ compensation and liability coverage to life and health insurance for you and your employees! 

How do I know what coverages I need?

BMC Insurance is a small team of insurance agents with nearly 100 years of experience combined. We want you educated enough to be able to make an informed decision, so we take the time to get to know you and recommend the right solution to meet your situation and budget.

We know if we do what’s right for our clients, we will also succeed as a business. Don’t believe us? See what our clients have to say:

Trusted Maryland Insurance Company

BMC Insurance is your one-stop shop for getting your insurance policies covered. We are an independent insurance broker based in Frederick, Maryland, but we also serve Pennsylvania, Virginia, West Virginia, DC, and North and South Carolina. Our independent insurance brokers work for you and not the insurance carrier. We strive to help to simplify the process of buying insurance by doing the research and groundwork for you. Our team will take the time to understand your requirements — and offer valuable advice if any change occurs. You can count on us as reliable advisors whose mission is to ensure you are covered.

We collaborate with over 45 insurance providers across all departments to give you and your business access to all these services. We work with you and act as your advocate rather than the insurance providers if there are ever any issues. This also means that we can help you find the best fit and adjust your policy for you even if your requirements change or there is an increase in the renewal, saving you the hassle of having to deal with all of the formalities and paperwork involved.

If you are a business owner, we can also help you set up business insurance and plans for group benefits. When it comes to insurance, we cover everything a business would require, right from workers’ compensation and liability coverage to life and health insurance for everyone.

The real strength of BMC Insurance lies within our impressive network that offers you personalized service backed by the technical resources necessary to resolve all kinds of insurance hiccups or issues, big or small.

The concept of an ELP – or Endorsed Local Provider – was created by Dave Ramsey who is a nationally-recognized expert on life and wealth management. He provides trusted advice on debt, budgeting, saving, building, leadership, and personal development.

Dave Ramsey not only recognizes but endorses businesses that demonstrate a high level of integrity, service, and care. It isn’t easy to receive this coveted recognition, so BMC Insurance is very proud to be included on Dave Ramsey’s ELP list.

FInding Relief with an industry expert

Looking for a knowledgeable benefits broker


Maryland is a great state to live and do business in. With its rich history and diverse culture, Maryland offers something for everyone. However, like any other state, Maryland has its share of risks that come with living or doing business there. That’s where BMC Insurance comes in- we are a trusted Maryland Insurance Broker who can help you protect your family and business from the risks that come with living in or operating a business in Maryland. We offer a variety of insurance products including life insurance, business insurance, and personal insurance. Contact us today for a free consultation! We’ll work with you to find the right insurance policy and coverage for your needs so that you can have peace of mind knowing that you and your loved ones are protected. Give us a call today – we’re here to help!

What’s not to love about our wonderful town of Frederick, MD? Our city is surrounded by the rolling hills of Central Maryland, with nostalgic views of pastoral farmland. From our award-winning Historic District, with Carroll Creek Linear Park as its heart, to the famous “Clustered Spires” and other historic sites, Frederick offers all the friendliness and charm of a small town, yet with the comforts and amenities of a larger city. Learn more about how we pay it forward by supporting Frederick’s local businesses and charities.

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