Individual Health Insurance

Individual Health Insurance Frederick MD

Self employed, seasonally employed or work for a company that doesn’t offer group health benefits? You can purchase an individual health insurance plan to cover you and/or your family! At BMC Insurance, we work with several trusted health insurance carriers and we take the time to explain your health care plan options in simple terms, your coverage and how to best use it. We build custom packages to include health, dental and any supplemental insurance coverage you may need, while staying within your budget. Not only that, we will give you an overview of the actual cost of your health care, including how we can help you apply for any valuable tax credits. Additionally, we are an authorized partner with the MediShare Program and the Maryland Health Connection!

Benefits of enrolling in an individual health insurance plan

Portability

You can keep your policy when you change your work or job, or become self-employed.

Choice

You can choose a policy that best fits your particular needs, including an extensive network of providers and the ability to choose the appropriate level of coverage.

Savings

Individual health insurance may actually cost you less, and you may be eligible for a tax credit to lower the overall cost of your premium.

Coverage

Individual health insurance covers all essential health benefits, and is available to you regardless of any pre-existing medical conditions.

Here are things to consider when considering plan options:

Will your health plan suit your particular needs?

Don’t just settle for a plan because it’s affordable. You need a plan that works for you.

Do you understand your plan?

If you don’t, it’s unlikely that it will work for you.

Can you afford your plan?

If you can’t, it isn’t protecting you. Insurance is supposed to protect you from harm, not cause you hardship!

If you are considering an individual plan for yourself or your family, let the health insurance experts at BMC help you find coverage that works best for your situation. We will hold your hand through the process and guide you to the right solution.