Life Insurance

Life Insurance Broker Frederick MD

Looking into life insurance can be very confusing since it can be difficult to determine what you really need.

Some of the important questions we ask in helping you determine this include:

Who are your dependents?

Will your loved ones be financially affected if anything happens to you?

How much do you earn yearly?

Will your family’s standard of living be affected?

What debts do you have?

Will your survivors have to deal with a lot of debts?

How close are you to retirement?

If you are closer to retirement, this may affect what plan you choose to go with.

In addition, some other factors to consider when choosing a plan are if your spouse is working, if you plan to provide college funding for your children, if you anticipate possible estate taxes, and so on.

We take the time to understand your unique situation in life to determine the insurance amount that is best for you and your family. Based on this, we give you different insurance product options to choose from that best fit both your needs and your budget.

Independent Licensed Health Insurance Broker in Frederick, MD

Health is the only wealth we truly have. This has been proven repeatedly, especially in the past few years, with the pandemic hitting us hard. If you are employed, self-employed, or have a family or a business, your health and those dependent on you are a source of constant worry. You can purchase an individual health insurance plan to cover you and your family! At BMC Insurance, we collaborate with several trusted health insurance providers and simplify healthcare plan options for you, presenting you with coverage options and how to use them best. We also create custom packages that include health, dental, and any additional insurance coverage you require while staying within your budget. Our team will work out a summary of the actual cost of your health care and how we can assist you in applying for any beneficial tax credits. BMC Insurance is also an authorized partner with the MediShare Program and the Maryland Health Connection.

We are independent health insurance agents and not affiliated with any particular health insurance provider. Which means our recommendations and suggestions are always unbiased. We always put your financial and health coverage needs first and work to offer the best in class insurance products regarding coverage and economic feasibility.

Our experienced and resourceful team members constantly update themselves on the changes within the insurance industry. Their expertise in the complex world of insurance and their ability to communicate this understanding to you sets us apart from our competitors.