Frustrated Trying to Find an Insurance Company that Fits YOUR Needs?

It is not easy to navigate the internet to comparison shop affordable insurance plans. You find dozens of policies where you have to decipher what each means and the real benefit to you. Most importantly, you have to know if there are any gaps in your coverage that could put you at risk. There’s also the potential frustration of encountering an insurance agent that is more interested in selling a policy than providing valuable education and guidance which could also leave you vulnerable to risks.

To alleviate these frustrations, you need a reliable and trustworthy local insurance company that is there to serve you, without any sales pressure, and educate you on your options so you can make an informed choice.

Whether you’re looking for insurance coverage for your home, vacation home, cars or other assets our brokerage will make sure that we find a customized solution that you will be completely happy with and protected by.

What is an Insurance Broker?

Unlike insurance agents who only represent and sell premiums for one insurance company, we are an insurance broker that represents you. We help search for the best insurance policy for your needs.

We work closely with our clients to research:

and then recommend the insurance policy that best fits the bill.

Individual Insurance Products Offered

auto insurance for individuals

Auto Insurance

Automobile insurance is there to provide you with financial protection you need, in case there are auto-related accidents that include damages, loss, or injuries. It is there to protect you, the passengers in your car, other drivers and pedestrians. It can also protect you from financial loss in the event of an accident that damages your car or the property of others. In addition, auto insurance coverage can reimburse you if your car is damaged by fire or other elements, vandalized, or stolen.

Life Insurance

Looking into life insurance can be very confusing since it can be difficult to determine what you really need. Some of the important questions we ask in helping you determine this include:

  • Who depends on you for their well being? Will your loved ones be financially affected if anything happens to you?
  • How much do you earn yearly? Will your family’s standard of living be affected?
  • What debts do you have? Will your survivors have to deal with a lot of debts?
  • How close are you to retirement? If you are closer to retirement, this may affect what plan you choose to go with.

Homeowners Insurance

People buy homeowners insurance for the same reason they have car and health insurance: If a home is damaged or someone else injured on the property, insurance helps owners cope with the financial consequences. Homeowners insurance policies provide inclusive coverage for losses to your home, your personal belongings and for any detached structures on your property. It also provides protection in the event of an injury to people on your property. Therefore, homeowners insurance is actually a combination of two different types of protection:

Individual Health Insurance

Self employed, seasonally employed or work for a company that doesn’t offer group health benefits? You can purchase an individual health insurance plan to cover you and/or your family! At BMC Insurance, we work with several trusted health insurance carriers and we take the time to explain your health care plan options in simple terms, your coverage and how to best use it. We build custom packages to include health, dental and any supplemental insurance coverage you may need, while staying within your budget. Not only that, we will give you an overview of the actual cost of your health care, including how we can help you apply for any valuable tax credits. Additionally, we are an authorized partner with the MediShare Program and the Maryland Health Connection!

Frustrated Trying to manage your own taxes?

BMC Accounting, our sister company, offers a full range of accounting services, including, professional income tax preparation, financial consulting and business management services. BMC Accounting currently provides services to more than 450 businesses and well over 1000 individual clients in 25 states and 4 foreign countries.

Download our checklist so you can find the best broker for you.

What Our Clients Are Saying

Have A Question?