What would happen if there was a natural calamity or an unfortunate event at your home? Apart from the mental anguish you and your family will suffer, the financial burden is one that no one is ready for. However, it doesn’t have to be this way. Are you confident you’re adequately covered for damages and loss in a situation like this? Or would you be required to pay out of pocket to fix the place? These questions must be discussed because many big insurance providers may put a hold on new clients before a natural disaster is forecasted. But our team at BMC Insurance will ensure that in the face of a crisis, you have the right protection and that your insurance provider has your back. Homeowners insurance is a combination of two different types of protection:

• Hazard insurance – covers damage to your property
• Liability insurance – covers injuries and damage you cause to other people on your property.

Although, there may be other things that home insurance does not cover. That is why we understand our clients and their needs to create a comprehensive property risk management program for them. For most of our clients, we recommend a complete homeowners policy. Most times, what affects us dramatically is not the events that shake us down but how the right solution is implemented and how we move forward. That is where our expert team at BMC Insurance in Frederick, Maryland, steps in. Our experienced and resourceful team members constantly update themselves on the changes within the insurance industry. Their expertise in the complex world of insurance and their ability to communicate this understanding to you sets us apart from our competitors. We guide you through the claims process when something goes wrong.